Maryland Court of Appeals Determines That Driver of a Taxi is not Entitled to PIP Under his Personal Auto Policy
On January 23, 2017, the Maryland Court of Appeals, in a split opinion, determined that the driver of a taxicab who was injured in an accident was not entitled to Personal Injury Protection (“PIP”) benefits under his personal automobile insurance policy, which did not insure the taxicab. The cab driver, Alahassan Bundu-Conteh, was rear-ended by a motor vehicle while driving his taxicab. The taxicab was insured by Amalgamated Insurance Company and carried liability-only coverage, which does not include PIP coverage. PIP coverage is limited no-fault coverage, usually in the amount of $2,500.00, that provides a person insured under a policy…